Behind on mortgage payments or worried about foreclosure?
If you’re struggling to keep up with your mortgage or worried about falling behind, you’re not alone — and help may be available. Many homeowners experience financial challenges at some point, and reaching out early can help you better understand your options.
Colorado Housing Connects can connect you with a HUD-approved housing counselor who can help you review your situation, explain possible solutions, and communicate with your loan servicer if needed. Housing counselors can help you explore options that may help you avoid foreclosure and stabilize your housing situation.
Complete the form below to get connected to the best resource for your situation. It only takes a few minutes.
Homeowner Help
Foreclosure Help Form
How foreclosure prevention support works
Housing counseling services are designed to help homeowners understand their mortgage situation and identify possible next steps. A housing counselor will review your financial situation, explain available options, and help you determine what actions may help protect your home.
Counselors may also help you understand communication from your mortgage servicer, prepare documents needed for assistance programs, and explore alternatives that could help you remain in your home.
Possible options homeowners may explore:
Every homeowner’s situation is different, so speaking with a housing counselor can help clarify which options may be available.
When to seek foreclosure help
If you’re concerned about missing mortgage payments or have already fallen behind, it’s important to seek help as early as possible. Many foreclosure prevention options are easier to access before the foreclosure process advances too far.
You may want to seek assistance if you:
Early communication with housing counselors and loan servicers can often open more opportunities for assistance.
